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Graduate / Professional Health Insurance


Vanderbilt students registered in degree programs of four or more credits or who are actively enrolled in research courses that are designated by VU as full time are required to have accident/sickness insurance coverage. One of the following options is mandatory:

  •  Family or parent's policy
  •  Individual, private, or group policy
  •  Policy offered by Vanderbilt through the Gallagher Koster Insurance Agency, Inc.

The third option is a policy offered by the Gallagher Koster Insurance Agency, Inc. and is sponsored by the University.

Premium Rates

Premium rates will be as follows:

Your student account will be automatically billed an insurance fee of $1,532.00 for the Vanderbilt policy in both the Fall and Spring Semesters.


Annual Policy

Spring Semester 1/01/17-8/11/17

MayMester         5/01/17-8/11/17

Summer Term 6/01/17-8/11/17












After the August 1 deadline, the insurance petition to waive forms must be submitted.

A student who does not wish to subscribe to the student injury/sickness insurance plan offered through the University must notify Gallagher Koster Insurance through their online insurance waiver of coverage acceptable to the University under another policy. Waiver of the student insurance plan does not affect eligibility for services at the Student Health Center. New students must complete the online insurance waiver. The insurance charge will not be waived if the online process is not completed by August 1 for the Fall Semester, and January 3, 2017, for students who are newly enrolled for the Spring Semester. The waiver process will remain in effect each academic year unless an online waiver is completed prior to August 1. Online waivers will be available December 1 thru January 3, 2017, for new students enrolling in the Spring.

All students must complete an online waiver form at the beginning of each academic year.

Student Account ID Lookup

If you previously waived the health insurance coverage and wish to obtain the coverage, please return the petition to add form to the Office of Student Accounts.  

The University sponsored health plan premium will be automatically billed to those students registered in degree programs for four or more credit hours unless the plan is waived prior to August 1, 2016.

Click here for FAQs regarding the graduate student health insurance.

Click here for graduate student health insurance brochure.

For general coverage questions about enrollment, eligibility, coverage or other service issues, please contact:

Gallagher Koster Insurance Agency, Inc.
500 Victory Road
Quincy, MA 02171
Toll-free: 1-800-468-5867
Fax: (617) 479-0860

Student Health Center
Vanderbilt University
Zerfoss Building, Student Health Center 4th Floor
Nashville, TN 37232 Phone: (615) 343-4688

  For billing questions relating to your student account invoice, please contact:

Pam Canady
Phone: (615) 322-4092
Toll Free: 1-800-288-1144
Fax: (615) 343-8511